Step-by-step guide to opening a bank account as a foreigner in Montenegro.
Opening a bank account in Montenegro is straightforward, and you'll need one for property purchases and everyday life. Here's how to do it.
For Personal Accounts - Valid passport - Proof of address (rental contract or utility bill) - Tax identification number (PIB) - Source of funds documentation
For Non-Residents Additional documentation may be required showing reason for banking in Montenegro.
Erste Bank - International standards - English-speaking staff - Good online banking - Branches in all major towns
CKB (Crnogorska Komercijalna Banka) - Largest local bank - Extensive branch network - Competitive rates - Local focus
Hipotekarna Banka - Strong property finance - Premium service options - Modern digital banking
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