Where to base yourself as a remote worker in Montenegro. Internet speeds, coworking, cost of living, and lifestyle.
Montenegro is becoming a hotspot for digital nomads, offering European quality at Balkan prices. Here's where to base yourself.
The vibe: Montenegro's party capital with the best beaches and most action.
Pros: - Best beach access - Most restaurants and nightlife - Active expat community - Good coworking options - Everything walkable
Cons: - Crowded July-August - Tourist prices in summer - Less authentic feel
Internet: 50-100 Mbps, multiple providers Rent: €500-800/month for 1-bed apartment Coworking: Hive Budva, various cafes with good WiFi Best for: Social nomads who love beaches and nightlife
The vibe: UNESCO Old Town in a dramatic bay setting.
Pros: - Stunning scenery - Strong expat community - Authentic character - Close to Tivat airport - Year-round appeal
Cons: - Limited parking - Narrow streets - Gets cruise ship crowds - More expensive than average
Internet: 50-100 Mbps Rent: €550-900/month for 1-bed Coworking: Kotor Creative Hub, cafe culture Best for: Culture lovers, photographers, history buffs
The vibe: Modern marina town with luxury amenities.
Pros: - Porto Montenegro facilities - Direct airport access - Modern infrastructure - International restaurants - Yacht club atmosphere
Cons: - More expensive - Less authentic - Smaller old town - Can feel sterile
Internet: 100 Mbps+, excellent in new developments Rent: €600-1,000/month for 1-bed Coworking: Porto Montenegro Business Centre Best for: Higher-budget nomads wanting comfort
The vibe: Small capital city with real urban amenities.
Pros: - Best coworking options - Most consistent internet - Year-round community - Cheapest coastal alternative - Real city infrastructure
Cons: - Not on the coast - Hot summers (40°C+) - Less scenic - Industrial feel in parts
Internet: 100 Mbps+, most reliable in country Rent: €350-500/month for 1-bed Coworking: Digitalna Radionica, Work Bar, multiple options Best for: Serious workers who don't need beach daily
The vibe: Laid-back border town with Croatian influence.
Pros: - Cheapest coastal option - Easy Croatia access - Less touristy - Beautiful old town - Palm tree promenades
Cons: - Further from airports - Slower pace - Fewer nomad-specific amenities - Rainier than south coast
Internet: 30-80 Mbps, variable quality Rent: €400-600/month for 1-bed Coworking: Limited formal options, cafes work well Best for: Budget-conscious nomads wanting coastal life
The vibe: Working port city with authentic Montenegrin life.
Pros: - Lowest prices - Ferry to Italy - Real local experience - Good beach access - Growing expat scene
Cons: - Less polished - Limited nightlife - Port can be industrial - Fewer English speakers
Internet: 30-50 Mbps Rent: €300-450/month for 1-bed Coworking: Very limited Best for: Budget nomads wanting authentic experience
| Town | Rent | Internet | Coworking | Vibe |
|---|---|---|---|---|
| Budva | €€€ | Good | Good | Beach party |
| Kotor | €€€ | Good | Basic | Historic charm |
| Tivat | €€€€ | Excellent | Good | Luxury modern |
| Podgorica | €€ | Excellent | Best | Urban practical |
| Herceg Novi | €€ | Variable | Basic | Relaxed coastal |
| Bar | € | Basic | Minimal | Authentic local |
Montenegro's digital nomad visa allows: - Up to 2 years residence - Work legally for foreign clients - No Montenegrin tax if under 183 days - Minimum income: €3,500/month - Cost: ~€85 total
| Expense | Monthly |
|---|---|
| Rent (furnished 1-bed) | €650 |
| Utilities & internet | €80 |
| Coworking | €100 |
| Groceries | €250 |
| Dining out | €200 |
| Transport | €50 |
| Entertainment | €150 |
| Total | €1,480 |
Start in Budva or Kotor for 1-2 months to network and explore, then decide if you prefer beach life (Budva), historic charm (Kotor), or value (Herceg Novi). If coast isn't essential, Podgorica offers the most professional setup.
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