Montenegro Digital Nomad Visa: 2026 Complete Guide

Montenegro offers an attractive option for digital nomads with its combination of stunning scenery, affordable living, and straightforward visa process.

The Digital Nomad Visa

Montenegro introduced a digital nomad visa allowing remote workers to live and work legally for up to 2 years.

Eligibility Requirements

• Work remotely for a company outside Montenegro
• Minimum monthly income of €2,010 (3x the minimum wage of €670)
• Valid health insurance covering Montenegro
• No criminal record
• Proof of accommodation in Montenegro

Note: Some older sources cite €3,500 - this is incorrect. The official requirement is €2,010/month.

Application Process

1. Gather required documents
2. Apply online at digitalnomads.gov.me or at Montenegrin embassy
3. Processing time: 2-4 weeks
4. Collect visa and enter Montenegro
5. Register with local police within 24 hours

Required Documents

• Valid passport (6+ months validity)
• Completed application form
• Proof of income (bank statements, contracts)
• Health insurance certificate
• Accommodation proof (rental contract or booking)
• Criminal record check
• Passport photos

Costs

• Application fee: €60
• Residence permit: €25
• Total initial cost: approximately €85

Tax Implications

If staying less than 183 days: - Not tax resident in Montenegro - No local tax obligations - Continue paying tax in home country

If staying 183+ days: - Become tax resident - Progressive income tax applies: - 0% up to €8,400/year - 9% €8,400-12,000/year - 15% above €12,000/year - May need to register as freelancer (preduzetnik) - Check double tax treaty with home country

Consult a local accountant for your specific situation.

Best Locations for Nomads

Budva - Best nightlife and beach lifestyle - Most expats and social scene - Good coworking options - Higher prices in summer

Kotor - Historic charm and UNESCO heritage - Strong expat community - Quieter, more focused - Beautiful setting

Podgorica - Capital city amenities - Best coworking infrastructure - Year-round consistent pricing - Less scenic but practical

Bar - Most affordable coastal option - Good ferry connections - Less touristy - Smaller nomad community

Herceg Novi - Garden city atmosphere - Close to Dubrovnik airport - Active winter community - Good value

Coworking Spaces

Growing network across Montenegro:

Podgorica - Work Bar - €150/month - Impact Hub - €180/month - Tehnopolis - €100/month

Coast - Budva Tech Hub - €120/month - Kotor Cowork - €100/month - Various cafes with good wifi

Practical Tips

1. Internet: Generally reliable, 50-100 Mbps common
2. Power: EU plugs, occasional outages in storms
3. Banks: Open Euro account at Erste or CKB
4. SIM card: m:tel or Telenor, €10-20/month unlimited
5. Health: Register with private clinic

Community

• Facebook groups: Digital Nomads Montenegro, Expats in Montenegro
• Monthly meetups in Budva and Kotor
• Seasonal events and conferences
• Active Slack/Discord communities

Extending Your Stay

• Initial visa valid 1-2 years
• Renewable if still meeting criteria
• Can transition to temporary residence
• Path to permanent residence after 5 years

Comparison with Neighbours

Montenegro offers a good balance of requirements and benefits.